The terms and conditions of use set out below apply to the website (the “Website”). The Website is intended for use by residents of the United Kingdom of Great Britain and Northern Ireland only. By using the Website, users are deemed to have full knowledge of the following terms and conditions and to accept them.



All information accessible on this Website is protected by copyright. Users may view Website pages on screen and may print or download
extracts for personal use or for use by others within their organisations.

Users may supply a copy of any such extract to any third party provided that:

·      the extract is for their own personal use;

·      the extract is not supplied as part of or
incorporated in another work, website or publication;

·      the extract is not supplied either directly or
indirectly in return for commercial gain; and

the third party is made aware that the source of
the copy is this website and that these terms and conditions apply equally to

No part of this website may be reproduced, transmitted to,
or stored on any other website or in any other form of electronic medium
without the UK Debt Expert’s express written consent.


Continuity and quality of service

The UK Debt Expert will use its reasonable endeavours to provide
users with a prompt and continuing service. The UK Debt Expert does not, however, warrant that the service it provides will continue uninterrupted or without delay or that it will remain unchanged. In particular, The UK Debt Expert reserves the right to bring the Website down as and when necessary for the purposes of maintenance.

Whilst the UK Debt Expert will use its reasonable endeavours to ensure that the information contained in the Website is correct and reliable,
no warranty, either express or implied, is given as to the accuracy or
completeness of that information.


The Website is intended to provide users with general
information relating to the UK Debt Expert, its various products and services and other
financial information which may be of relevance or interest to users. The
Website is not intended to provide exhaustive details in respect of any of the issues or matters referred to on it. In particular, information generated via the analyser tool on the Website is intended to be considered as a
high-level indicator only and should be treated by users as non-binding


Prior to making any decision or taking any action which may
potentially affect users’ personal finances or business, users are urged to take independent advice from suitably qualified advisors.


Links to external sites

The Website may from time to time contain hypertext links to a number of websites owned, operated and controlled by third parties. The UK Debt Expert has no control over or proprietary interest in any of these websites and, as such, makes no warranties with regard to the quality, security, accuracy or any
other aspect of such sites, and excludes any and all liability arising from use of the same.


Data protection

The protection of users’ personal data takes top priority
for the UK Debt Expert and the UK Debt Expert does not collect any personal data through its
Website without users’ consent. Users alone decide whether to provide the the UK Debt Expert with such data or not.

Where users of the Website are able to communicate to the
UK Debt Expert personal information via the Website, The UK Debt Expert shall, at all times,
process and utilise such personal information provided in accordance with the
Data Protection Act 1998. Only authorised employees, under appropriate
confidentiality obligations will have access to users’ personal information. If users who have provided The UK Debt Expert with personal information would like to alter
their details or check their accuracy, please email us at:

Upon access to the Website, information is occasionally
collected automatically (i.e., not through a registration), whereby this
information cannot be assigned to a specific person (e.g., Internet browser and operating system used; domain name of the website from where users arrived; number of visits, average dwell time, pages called up). The UK Debt Expert uses this information to determine the activity of the Website and improve its content.

When users visit the Website, information may be saved on
users’ computers as a “cookie” which is then automatically recognised on the
next visit to the Website. Users who do not want the UK Debt Expert to recognise their computers should set their Internet Browsers so that they delete cookies from the computer hard disk, block all cookies or warn users before saving a cookie.



Whilst every effort is made to ensure that any enquiries submitted are dealt with promptly, the UK Debt Expert cannot guarantee that queries will
always be dealt with within the timescale users may require.

The UK Debt Expert cannot always guarantee complete confidentiality
and would therefore recommend that users do not transmit or include sensitive information, which could be classed as a trade secret, via the Internet.





The UK Debt Expert shall not be liable for any third-party claims or
losses of any nature, including, but not limited to, loss of profits, indirect
or consequential loss or loss due to circumstances beyond its reasonable

The UK Debt Expert does not accept any liability for any acts or
omissions resulting from users’ decisions or opinions formed on the basis of
use of the Website

The UK Debt Expert may, at any time change, modify, add to or remove
part or all of these terms and conditions. Users should therefore check these
terms and conditions periodically to see if they have changed. Continued use of
this Website following any change in the terms and conditions will be deemed to
constitute the users’ acceptance of those changes.

The UK Debt Expert makes every effort to ensure that the information and data contained on the Website is correct. The UK Debt Expert, however, accepts no liability and does not guarantee that the information and data provided is up to date, correct and complete. This also applies for all other websites referred to by means of a hyperlink from time to time. The UK Debt Expert is not
responsible for the contents of such websites reached by means of such a link
and reserves the right to modify or supplement the information or data provided
without prior notice.



These Terms and Conditions are governed by and shall be
construed in accordance with English law. Disputes in connection with the
Website shall be subject to the jurisdiction of English Courts.

Please also read the the UK Debt Expert, Privacy Policy and Cookie

Policy for more information regarding our general business and website usage terms and conditions.